Life insurance and super
Cover, beneficiaries and claims.

We’re writing the first guides on this now. Until they’re ready, these organisations are good places to start.
About this topic
Many people have life cover without realising it, often inside their super. These guides explain how cover and death benefits generally work and how claims are made. They’re general information only, so for advice about your own policy, please speak with a licensed adviser.
Where to find help
- Moneysmart: How life insurance works
Types of cover, insurance through super, and making a claim. - Moneysmart: Claiming a super death benefit
What happens to super when someone dies. - Australian Financial Complaints Authority
Free, independent help if you can’t resolve a complaint with an insurer or super fund.